Online Shopping the simple Method

Almost everything you should buy in local stores can be bought in online shops. Price comparison sites find the least expensive merchants for you. But is it possible to trust them? Plenty of individuals have fallen for online scams. They have ordered the products, covered them, but unfortunately they never arrived

Shop owners who wish to distance themselves from the truly amazing mass of online retailers are attempting to showcase their quality by utilizing quality certificates

Particularly extensive testing criteria are available at Trusted Stores. An overall total of approximately a hundred points are put beneath the microscope: credit, security, price transparency, reporting requirements, customer care and privacy policy. Furthermore, a free of charge buyer protection with money-back guarantee is offered. This applies even though the dealer becomes insolvent. Trusted Shops has recently certified over 8000 online retailers

“Seals of approval are not to be confused with street signs, which are accountable for traffic safety,” warns IT consultant and former hacker Gunnar Porada. Also, not absolutely all are equally good seals. Some already awarded a certificate that encrypts the information sent, what should be described as a matter needless to say for all investors. A label alone doesn’t guarantee a high quality of the web shop

Pay securely on the Internet

Once you pay, the Internet, buyers are often uncertain. Which way is the best, so your goods actually arrive? Is the information that I provide on the Internet protected, especially from banking account and bank card numbers? “The safest for the customer is to when you are able pay by invoice. But many traders attempt to cash in advance”, criticized the independent IT consultant Sebastian Schreiber of the preferences of online dealer for paying. Alternatively you are able to provide the dealer a debit. A direct debit may be revoked for six weeks without any problems. COD is yet another, but expensive method for ordering. The advantage is you simply pay whenever you hold the products in your hands. The bank card also provides good protection. The cash may be retrieved easily when something went wrong

Known payment systems

PayPal: Buyer and seller must certanly be sign before the initial transaction and register on the site of PayPal, a subsidiary of eBay. There are bank card or account data is stored. For buyers and sellers to keep anonymous. Payment is on the seller’s account. He must also pay a commission for the service line. eBay advertises an appropriate buyer protection: “If the products are faulty, damaged, PayPal refunded the customer the cash back,” says Alexander Lengen, spokesman for PayPal

Google Checkout: Another safe payment system provided by Google.

The nice old bank card

Experts recommend paying online by credit card. It’s one of the most widely used payment systems. Although the information must certanly be sent online, often for security may be the three digit security code may also queried. If errors occur, payment may be reversed anytime, when the goods don’t arrive or the Internet retailer is insolvent. Many banks release their clients from liability, even though the card was misused and couldn’t be locked in time, says a VISA company spokeswoman. Gross negligence is excluded, meaning the card was not carefully preserved the secrecy of the PIN has been breached or the obligation to report lack of card hasn’t complied with immediately.

When shopping on the net bank card companies like VISA and MasterCard offer a special password protection. The password is just exchanged between the card holder and his bank. Meanwhile, some 20,000 dealers offer their customers this option.

Techniques for online shopping

– Be mindful when selecting the web retailer to its reputations.

– Buy only from trusted Internet shop

– Use tested seal of approval.

– Browse the terms and conditions. These indicate the seriousness: Are they easy to find, clear to see and limit your rights in any way they improperly?

– Are shipping or other incidental costs clearly identified? Obtain sufficient information to change or return? Is a legal notice on the page and align it with the information match elsewhere given contact? It is also helpful to try in advance whether the shop responds to e-mail inquiries.

– Ensure a higher level Encryption: Sensitive data should only be transferred from the dealer by having an SSL (Secure Socket Layer) encryption. You recognize this by considering the address. The Internet address begins with https if it uses SSL for encryption. Or choose other ordering options (telephone, fax) if no encryption is offered.

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